/* =========================================
   Authority Brand Site - Pru Life UK Agent
   Base: Deep red + neutrals + subtle gold
   ========================================= */

:root{
  --bg: #0b0d12;
  --surface: #121623;
  --surface-2:#161c2c;
  --text: #f4f6fb;
  --muted:#c9d0e3;
  --muted-2:#9aa6c6;
  --brand:#b00020;         /* deep red */
  --brand-2:#e11d48;       /* accent red */
  --gold:#d6b25e;
  --border: rgba(255,255,255,.10);
  --shadow: 0 14px 40px rgba(0,0,0,.35);
  --radius: 18px;
  --radius-sm: 12px;
  --max: 1180px;
  --focus: 0 0 0 4px rgba(225,29,72,.22);
}

*{ box-sizing:border-box; }
html,body{ height:100%; }
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji", "Segoe UI Emoji";
  color:var(--text);
  background:
    radial-gradient(1200px 800px at 15% 10%, rgba(225,29,72,.14), transparent 55%),
    radial-gradient(900px 700px at 85% 20%, rgba(214,178,94,.10), transparent 55%),
    radial-gradient(900px 700px at 50% 100%, rgba(100,116,139,.10), transparent 55%),
    var(--bg);
  line-height:1.5;
}

a{ color:inherit; text-decoration:none; }
img{ max-width:100%; height:auto; display:block; }
button, input, textarea { font:inherit; }
::selection{ background: rgba(225,29,72,.35); }

.container{ width:min(var(--max), 92vw); margin:0 auto; }
.section{ padding:72px 0; }
.section.compact{ padding:44px 0; }

.skip-link{
  position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip-link:focus{
  left:16px; top:16px; width:auto; height:auto; padding:10px 12px;
  background:var(--surface); border:1px solid var(--border); border-radius:12px;
  box-shadow:var(--shadow); z-index:9999;
}

/* ---------------- Header ---------------- */
.header{
  position:sticky; top:0; z-index:1000;
  backdrop-filter: blur(14px);
  background: rgba(11,13,18,.72);
  border-bottom: 1px solid var(--border);
}
.header__bar{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 0;
  gap:16px;
}
.brand{
  display:flex; align-items:center; gap:12px;
}
.brand__mark{
  width:40px; height:40px; border-radius:14px;
  background:
    radial-gradient(18px 18px at 30% 30%, rgba(255,255,255,.18), transparent 55%),
    linear-gradient(135deg, var(--brand), #5b0a15);
  border: 1px solid rgba(255,255,255,.12);
  box-shadow: 0 10px 28px rgba(176,0,32,.18);
}
.brand__text{
  display:flex; flex-direction:column; line-height:1.15;
}
.brand__name{ font-weight:800; letter-spacing:.2px; }
.brand__role{ font-size:.85rem; color:var(--muted-2); }

.nav{
  display:flex; align-items:center; gap:14px;
}
.nav__links{
  display:flex; gap:8px; align-items:center;
}
.nav__link{
  display:inline-flex; align-items:center; gap:8px;
  padding:10px 12px;
  color:var(--muted);
  border-radius:999px;
  border:1px solid transparent;
  transition: transform .15s ease, background .15s ease, border-color .15s ease, color .15s ease;
  white-space:nowrap;
}
.nav__link:hover{
  background: rgba(255,255,255,.06);
  border-color: rgba(255,255,255,.08);
  transform: translateY(-1px);
  color:var(--text);
}
.nav__link[aria-current="page"]{
  color:var(--text);
  background: rgba(225,29,72,.16);
  border-color: rgba(225,29,72,.22);
  box-shadow: 0 8px 20px rgba(225,29,72,.12);
}

.header__cta{
  display:flex; align-items:center; gap:10px;
}
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  gap:10px;
  padding:11px 14px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.10);
  background: rgba(255,255,255,.06);
  color:var(--text);
  cursor:pointer;
  transition: transform .15s ease, background .15s ease, border-color .15s ease, box-shadow .15s ease;
}
.btn:hover{ transform: translateY(-1px); background: rgba(255,255,255,.09); }
.btn:focus-visible{ outline:none; box-shadow: var(--focus); }
.btn--primary{
  background: linear-gradient(135deg, var(--brand), #6a0f1b);
  border-color: rgba(255,255,255,.14);
  box-shadow: 0 12px 30px rgba(176,0,32,.25);
}
.btn--primary:hover{ background: linear-gradient(135deg, #c10026, #6a0f1b); }
.btn--ghost{
  background: transparent;
  border-color: rgba(255,255,255,.12);
}
.btn--small{ padding:9px 12px; font-size:.95rem; }
.icon{
  width:18px; height:18px; display:inline-block; flex:0 0 18px;
  fill: currentColor;
}

.nav__toggle{
  display:none;
  padding:10px 12px;
}

/* ---------------- Hero ---------------- */
.hero{
  padding:74px 0 44px;
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.25fr .9fr;
  gap:34px;
  align-items:center;
}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  padding:8px 12px;
  border:1px solid rgba(255,255,255,.10);
  background: rgba(255,255,255,.05);
  border-radius:999px;
  color: var(--muted);
  font-size:.95rem;
}
.kicker b{ color:var(--text); }
.h1{
  margin:16px 0 12px;
  font-size: clamp(2.1rem, 2.8vw + 1rem, 3.2rem);
  line-height:1.1;
  letter-spacing:-.6px;
}
.subhead{
  margin:0 0 20px;
  color:var(--muted);
  font-size: 1.06rem;
  max-width: 60ch;
}
.hero__actions{ display:flex; gap:10px; flex-wrap:wrap; }
.hero__meta{
  display:flex; gap:14px; flex-wrap:wrap;
  margin-top:18px;
  color:var(--muted-2);
  font-size:.95rem;
}
.badge{
  display:inline-flex; align-items:center; gap:10px;
  padding:10px 12px;
  border-radius: 999px;
  border:1px solid rgba(255,255,255,.10);
  background: rgba(255,255,255,.04);
}
.badge__dot{
  width:10px; height:10px; border-radius:999px;
  background: radial-gradient(circle at 30% 30%, rgba(255,255,255,.55), transparent 60%), var(--gold);
  box-shadow: 0 0 0 4px rgba(214,178,94,.10);
}

.card{
  background: rgba(18,22,35,.78);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.hero__card{
  padding:18px;
}
.portrait{
  aspect-ratio: 4 / 5;
  border-radius: 16px;
  overflow:hidden;
  border: 1px solid rgba(255,255,255,.10);
  background:
    radial-gradient(180px 180px at 30% 30%, rgba(225,29,72,.20), transparent 60%),
    radial-gradient(220px 220px at 70% 25%, rgba(214,178,94,.16), transparent 60%),
    linear-gradient(135deg, rgba(255,255,255,.08), rgba(255,255,255,.02));
  display:flex; align-items:center; justify-content:center;
  color:var(--muted-2);
  text-align:center;
  padding:18px;
}
.portrait small{ color:var(--muted-2); display:block; margin-top:8px; }

/* ---------------- Sections / grids ---------------- */
.grid{
  display:grid;
  gap:14px;
}
.grid.cols-3{ grid-template-columns: repeat(3, minmax(0,1fr)); }
.grid.cols-4{ grid-template-columns: repeat(4, minmax(0,1fr)); }
.grid.cols-2{ grid-template-columns: repeat(2, minmax(0,1fr)); }

.tile{
  padding:18px;
  border-radius: var(--radius);
  border:1px solid var(--border);
  background: rgba(255,255,255,.03);
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}
.tile:hover{ transform: translateY(-2px); background: rgba(255,255,255,.05); border-color: rgba(255,255,255,.14); }
.tile h3{ margin:10px 0 6px; font-size:1.02rem; }
.tile p{ margin:0; color:var(--muted); font-size:.98rem; }
.tile .pill{
  display:inline-flex; align-items:center; gap:8px;
  padding:6px 10px; border-radius:999px;
  border:1px solid rgba(255,255,255,.10);
  color:var(--muted);
  font-size:.86rem;
  background: rgba(255,255,255,.03);
}

.section__head{
  display:flex; align-items:flex-end; justify-content:space-between; gap:16px;
  margin-bottom:18px;
}
.h2{
  margin:0;
  font-size: clamp(1.55rem, 1.2vw + 1rem, 2.0rem);
  letter-spacing:-.3px;
}
.lead{
  margin:6px 0 0;
  color:var(--muted);
  max-width: 70ch;
}
.section__actions{ display:flex; gap:10px; flex-wrap:wrap; }

/* ---------------- Highlight band ---------------- */
.band{
  background: linear-gradient(135deg, rgba(176,0,32,.18), rgba(214,178,94,.08));
  border-top:1px solid rgba(255,255,255,.08);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.band .container{ padding: 40px 0; }
.band__grid{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:18px;
  align-items:center;
}
.band__grid p{ margin:10px 0 0; color:var(--muted); }

/* ---------------- Forms ---------------- */
.form{
  display:grid; gap:12px;
}
.field label{
  display:block; font-size:.92rem; color:var(--muted-2); margin-bottom:6px;
}
.field input, .field textarea, .field select{
  width:100%;
  padding:12px 12px;
  border-radius: 12px;
  border:1px solid rgba(255,255,255,.12);
  background: rgba(255,255,255,.04);
  color:var(--text);
  outline:none;
}
.field input:focus, .field textarea:focus, .field select:focus{
  box-shadow: var(--focus);
  border-color: rgba(225,29,72,.35);
}
.field textarea{ min-height: 120px; resize: vertical; }

/* ---------------- Footer ---------------- */
.footer{
  border-top:1px solid var(--border);
  padding: 34px 0;
  color: var(--muted);
}
.footer__grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap:18px;
  align-items:start;
}
.footer__small{ color: var(--muted-2); font-size:.93rem; margin-top:10px; }
.footer__links{ display:flex; gap:10px; flex-wrap:wrap; }
.footer__links a{
  padding:8px 10px; border-radius:999px;
  border:1px solid transparent;
}
.footer__links a:hover{
  border-color: rgba(255,255,255,.12);
  background: rgba(255,255,255,.04);
}
.hr{ height:1px; background: var(--border); margin: 18px 0; }

/* ---------------- Floating Messenger ---------------- */
.float-chat{
  position:fixed;
  right: 18px;
  bottom: 18px;
  z-index: 2000;
}
.float-chat a{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding: 12px 14px;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.14);
  box-shadow: var(--shadow);
  backdrop-filter: blur(10px);
}
.float-chat a:hover{ background: rgba(255,255,255,.10); transform: translateY(-1px); }
.float-chat b{ font-weight:800; }

/* ---------------- Utilities ---------------- */
.muted{ color:var(--muted); }
.muted2{ color:var(--muted-2); }
.split{
  display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap;
}
.tag{
  display:inline-flex; align-items:center; gap:8px;
  padding:7px 10px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.10);
  background: rgba(255,255,255,.03);
  color: var(--muted);
  font-size:.9rem;
}

/* ---------------- Responsive ---------------- */
@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .grid.cols-4{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .grid.cols-3{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .band__grid{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr; }
}

@media (max-width: 760px){
  .nav__toggle{ display:inline-flex; }
  .nav__links{
    position: absolute;
    left:0; right:0;
    top: 64px;
    padding: 12px 4vw;
    display:none;
    background: rgba(11,13,18,.92);
    border-bottom: 1px solid var(--border);
    backdrop-filter: blur(14px);
    gap:8px;
    flex-wrap:wrap;
  }
  .nav__links.is-open{ display:flex; }
  .header__cta{ display:none; }
  .grid.cols-2, .grid.cols-3, .grid.cols-4{ grid-template-columns: 1fr; }
  .hero{ padding-top: 54px; }
}